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This is a fun problem I’ve thought about in the past, though never specifically with regard to money. With the recent personal finance bloggers’ weight loss challenge I’m participating in, though, I thought it made sense to try to integrate it with money management.
I once went on a very strict no-sugar diet (no sweeteners, no [...]
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Extreme frugal living: don’t eat. Don’t spend any money! Security-driven individuals like me spend a lot of our time planning to make sure we never have to go without or that we’ll never be caught without money when we really need it. This is the whole idea behind building an emergency fund. In the past [...]
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It’s not taking out a mortgage. It’s not marriage. It’s not even having kids.
It’s time.
The most important financial decision I would argue you can make - one that is inherently irreversible - is when you actually start investing for your future.
I’m sure that no one can reach age 25 in North America without being exposed [...]
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The recent news emphasis on the swine influenza outbreak in Mexico has got me thinking again about the nature of emergencies in our lives. We often speak of setting up an emergency fund as a basic of financial planning - and I’m not disagreeing with that - but we also usually tend to lump a [...]
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Lately I’ve been reading more about the Roth IRA on good posts like the ones over at Financial Nut or NoDebtPlan. It has struck me — and I could be wrong, I’ll have to gather more details, maybe from you, dear readers, below — that Canada’s TFSA (tax-free savings account) is a rough equivalent to [...]
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With the previous post, MoneyEnergy acknowledged that it’s time to come to terms with getting frugal. Usually I prefer to focus on growing income and cashflow rather than cutting back on expenses. I’m a graduate student. I don’t even own a bike, pet, TV or a car - how can I be expected to cut [...]
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Anyone here living on less than $12,000/year on their own? Apparently, the 2008 poverty-line level of income for the U.S. was calculated at roughly $11,000/year. I haven’t visited every state in my short life yet, but that seems awfully low. Even if you assume you can find a room to rent for $500/month, that’s only [...]
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